Advantages over traditional insurance plans

  • No waiting periods
  • No deductibles
  • No yearly limitations to x-rays or any other diagnostic tools used to help diagnose your conditions
  • No yearly maximum coverage limits
  • No “missing tooth clauses” that limit your options on replacing missing teeth
  • Coverage for metal free crowns and fillings
  • Membership is only $40 per month for the 1st member and $35 for each additional family member per year.

            In addition to these advantages, we will be able to provide completely accurate estimates on         your treatment.  With traditional dental insurance plans, it is impossible to provide consistently             accurate estimates because the insurance company ultimately decides what benefits they will pay for.  Insurance companies often pay less than what their plans report and justify this by   claiming that a cheaper treatment option should have been selected.  Our insurance plan keeps    the decisions for your dental health between you and the doctors, and it eliminates the involvement of a 3rd party company who makes decisions based on their profitability.

Membership Benefits for O'Brien Dental Your Choice Plan

* NONE of the following are included in any DISCOUNT plan.  Some, but not all are included in traditional insurance plans

  •  Two regular exams and cleanings per year: $230 value
  • All x-rays included with your semi-annual cleanings and exams: $118-$184 value
  • ORAL ID oral cancer screenings w/ both exams: $52 value
  • All problem focused/limited exams and x-rays needed to diagnose immediate or emergency conditions: $90 value per occurrence
  • Annual periodontal pocket depth evaluation
  • 20% off all regular treatment, which includes crowns, fillings, root canals, periodontal therapy, implants, bridges, etc.
  • Total savings: $490-556 before factoring in any treatment discounts



Payment Options

  • One time payment of $400 for the 1st member: save $80
  • One time payment of $350 for each additional family member: save $70 per member
  • 90 day Plan 1st member: 3 payments of $150 for: save $30
  • 90 day Plan for each additional family member: 3 payments of $125: save $45 per member

 

Prorated options:

  • You can sign up for the plan at anytime. 
  • If you sign up for the plan on or after July 1st, the prorated amount for the remaining year will be $240.  Members who sign up after this date and at this rate will only be able to have 1 regular cleaning and exam for the remaining portion of the year.


    Program Limitations and Exclusions